Legal Dictionary of Pakistan

Quick lookup for English, Urdu, and Latin legal terms used in Pakistani jurisprudence.

first policy year. Insurance

The first year of a life-insurance policy that is annually renewed. ( This statutory phrase prohibits an insurer from using the policy's suicide exclusion as a defense - and refusing payment on the policy - when an insured commits suicide after the first year of the policy. The insurer can invoke the suicide exclusion as a defense to payment only if the insured commits suicide in the first policy year.

policy year

Insurance. The year beginning on the date that a policy becomes effective. Cf. ANNIVERSARY DATE.