Credit card facility

Petitioner who availed credit card facility from the bank, repaid amount to some extent, but on account of uncalled for circumstances could not repay the outstanding money

Bank through their staff had illegally acted to pressurize the petitioner and his family to repay the outstanding amount arising out of credit card facility in utter disregard to the provisions of Banking Law

Counsel for the Bank had submitted that Bank would resort to the forum available under the law and no coercive measures would be used for recovery of outstanding amount on account of the credit card facility available to the petitioner

Counsel for the petitioner being satisfied on said assurance of the counsel for the Bank, Constitutional petition was disposed of with direction to the Bank to approach the competent forum for redress available under civil and criminal jurisdiction.