Jurisdiction of Banking Mohtasib

Condition imposed on Mohtasib not to entertain any complaints if the matter was pending before a court or other legal forum applied only in relation to the entertaining of a complaint.

Banking Mohtasib had the jurisdiction to entertain a complaint only after the 45 days had passed from the complainant having given due intimation to the concerned bank, but without satisfaction being given to the customer/complainant by the Bank

If the complaint was already on the Banking Mohtasib's files, then the Mohtasib could take the matter up and it was only then that he could be said to have entertained it

Crucial date for the purpose of S.82D(4) of the Banking Companies Ordinance, 1962 was to be determined, if on that date there was a matter pending in a court or other legal forum, the Mohtasib must stay his hand and he, in such a case, would not have the jurisdiction to entertain the complaint and for him to proceed with the same would be unlawful.

Section 82A of the Banking Companies Ordinance, 1962 set out the scope and extent of the Mohtasib's jurisdiction, but said section must be read with S.82B(5) of the Banking Companies Ordinance, 1962 which amplified the former and the said provision expressly provided that the Mohtasib had the jurisdiction to entertain complaints in relation to fraudulent or unauthorized withdrawals or debit entries in accounts.