CLD 2016

2016 PLP 1663 (CLD)

JUBILEE LIFE INSURANCE COMPANY LIMITED through Zahid Barki — Plaintiff Versus UNITED INSURANCE COMPANY OF PAKISTAN LTD. through Dy. Managing Director and another — Defendants

Jurisdiction / Court
Sindh
Decided Date
N/A
Honorable Judges
N/A
Case Reference Summary (AEO Optimized)
Citation 2016 PLP 1663 (CLD)
Forum / Court Sindh
Bench Members N/A
Parties JUBILEE LIFE INSURANCE COMPANY LIMITED through Zahid Barki — Plaintiff Versus UNITED INSURANCE COMPANY OF PAKISTAN LTD. through Dy. Managing Director and another — Defendants
Primary Law Trade Marks Ordinance (XIX of 2001)
💡 Quick Legal QA & Summary / سوال و جواب خلاصہ
Q1: What are the key laws and sections cited in 2016 PLP 1663 (CLD)?

This judgment primarily cites: Trade Marks Ordinance (XIX of 2001) as referenced in Pakistani case law index.

Q2: Which judicial bench decided the case 2016 PLP 1663 (CLD)?

The case was heard and decided by the Sindh bench comprising: N/A.

Q3: What is the official citation format for this judgment on Pakistan Law Portal?

Cite this legal precedent as: 2016 PLP 1663 (CLD) (JUBILEE LIFE INSURANCE COMPANY LIMITED through Zahid Barki — Plaintiff Versus UNITED INSURANCE COMPANY OF PAKISTAN LTD. through Dy. Managing Director and another — Defendants). Read the full summary and cross-referenced laws free on Pakistan Law Portal.

Laws Cited

Trade Marks Ordinance (XIX of 2001)

Headnotes / Summary

Ss. 40, 39 & 2(xlv)

Specific Relief Act (I of 1877), S. 54

Civil Procedure Code (V of 1908),

0. XXXIX, Kr. 1 & 2

Rights conferred by registration of trade mark

Infringement of registered trade mark

Plaintiff sought 'permanent injunction contending that the defendant's trademark `Amaan' was violative of the plaintiff's registered trademark `Amaan Plan'

Defendant took the plea that it was dealing with Takaful services under its trademark, whereas the plaintiff's service under the registered mark was limited to the life insurance policies; hence, their customers were not common and no violation took place-- Validity

In terms of S. 2(xlv) of Trade Marks Ordinance, 2001, `similar services' included services which were of the same description-Defendant did not object to the similarity of the marks

Defendant had applied for registration of its mark `Amaan' under the same Class, which was Class 36 under Trade Marks Ordinance, 2001-- Takaful business might not be of conventional insurance, but the defendant's use of the mark, providing service relating the same Class, might cause confusion in the mind of the customers

No provision existed in Trade Mark Ordinance, 2001 for registration of service mark as Takaful service

Licence obtained from Securities and Exchange Commission of Pakistan for Takaful service meant that the plaintiff's registered mark could be infringed, nor had the same allowed the defendant to act in such manner-Plaintiff's mark `Amaan Plan' had gained so much popularity and goodwill that the customer, who might wish to have other polices of the plaintiff, could be deceived by the mark of the defendant, as the customers would presume that the plaintiff had also started dealing with other kinds of policies

Adoption of the same trademark by the defendant, which was phonetically and visually similar, was likely to create confusion and deception to the customers of the Class 36

Defendant could not show any plausible reason under the law as to why it had chosen the already invented word/mark of the plaintiff-Plaintiff, therefore, had prima facie case, balance of inconvenience was also in its favour and it would suffer irreparable loss, unless the application was allowed as prayed

Application for temporary injunction was allowed in circumstances.

Judgment & Decree

MUHAMMAD SHAFI SIDDIQUI, J.

This suit has been filed by the plaintiff for permanent injunction against the defendants on account of infringement of trademark/service mark "Amaan Plan". Brief facts of the plaintiff's case as contended are that they are insurance company incorporated on 29.6.1995 and was renamed as New Jubilee Life Insurance Company Limited in October 2004. Learned Counsel for the plaintiff submitted that in order to distinguish its high quality insurance services from other insurance companies they have adopted and coined number of distinctive service marks including the service mark "Amaan Plan" which are protected under the trademark laws in Pakistan. Such mark was registered on 24.7.2014 having registration No. 338428 in class 36 for the services which include insurance, financial affairs, monetary affairs and real estate affairs. It is contended that such service mark was adopted in the year 2007 for the insurance policies which were issued to different individuals which are available as annexure-G onwards. It is contended that with the passage of time such service mark has gained popularity and the number of policies were issued since 2007 and business gained momentum since then. The plaintiff has provided a chart to demonstrate the number of policies issued on the yearly basis which is reproduced as under:- YEAR NUMBER OF POLICIES 2007 147 2008 3326 2009 7000 2010 9345 2011 18718 2012 30800 2013 39956 2014 28201 Learned Counsel submitted that by virtue of continuous and extensive use the service mark has earned reputation and goodwill. He contended that by virtue of prior adoption and continuous use of the mark since 2007 the plaintiff has presented himself as bona fide proprietor and owner of the service mark. He further added that by virtue of advertisement flyers, telemarketing, brochures on internet, electronic media and print media throughout Pakistan it has become popular amongst general public, customers, companies and financial institutions. It is argued that for the first time in September 2014 it came in the knowledge of the plaintiff that the defendant started insurance policies under the plaintiff's registration mark "Amaan Plan" hence formal letter was issued to them which was replied and they were subsequently informed that they have obtained registration of the trademark "Amaan Plan" in the form of logo. Learned Counsel submits that despite the notice/letters the defendant did not stop the infringement of the plaintiff's registration and hence they have issued a legal notice. It is argued that the impugned mark is deceptively similar which is likely to mislead and cause confusion to the innocent customers and general public. He added that unauthorized adoption and use of the plaintiffs' registered service mark is not honest and is indeed deliberate attempt in pursuit of their mala fide desires to catch the good will and reputation of the plaintiff's mark. Thus learned Counsel submitted that the defendant be restrained from using plaintiff's registered service mark "Amaan Plan" or "Amaan" and sought declaration that the service mark "Amaan" alone is deceptively similar and amounts to infringement of plaintiff's registered service mark. The defendants have filed their respective replies and at the very outset submitted that there is a mark distinction between the business that has been transacted by the plaintiff and that of defendants. Learned counsel has taken me to a letter issued by the Securities and Exchange Commission of Pakistan wherein the SECP has allowed them to transact Classes of window takaful business as specified. Learned Counsel has taken me to the definition of "insurance" and "takaful" and urged that there is huge difference between two services and hence there could not be a confusion in the minds of the customers since two products are different. Learned Counsel submitted that the plaintiff deals in the life insurance policies whereas the takaful is not at all meant for life insurance. Learned Counsel has relied upon the definition of conventional insurance business as provided under sub-Rule (iv) of Rule 2 of the Takaful Rules, 2012. Learned Counsel has added that they deal in all kinds of takaful other than life insurance such as fire takaful, marine takaful, motor takaful, engineering takaful and miscellaneous takaful and none of the above is a conventional insurance either life or non-life and hence they are neither identical nor similar services as compared to the plaintiffs' service "Amaan Plan" and the question of infringement does not arise. Heard the learned counsel and perused the record. At the very outset the counsel for the defendant does not object to the similarity of the mark and the only reason assigned to the use of such .registered trademark is that the services provided by the plaintiff is dissimilar to the services in question trademark provided by the defendant. It is the case of the defendant that they are dealing with takaful whereas the plaintiff's service is limited to the extent of life insurance policies and hence the two customers are not common. The definition of "similar services" provided under the trademark laws are of importance while deciding the question under reference. Section 2 subsection (xlv) of the Trade Marks Ordinance, 2001 provides definition of "similar service" which reads as under:- "S.40(xlv): "Similar services" included services which are of the same description; Section 39 of the Trademark Ordinance, 2001 relates to the rights conferred by registration whereas section 40 of the Ordinance deals, with the infringement of the registered trademark. In terms of section 40 subsection 3(c) of the Ordinance a person shall infringe a registered trademark if the person uses in the course of a trade a mark which is identical with, or deceptively similar to, the trademark in relation to services of the same description as that of service in respect of which a trademark is registered. The proposition thus appears to be simple that service which is being dealt with by both the plaintiff and the defendant whether is of same description or otherwise to attract the provisions as referred above. I may refer to the international classification of goods and services and it seems that it is being dealt with by class-36 and there is no dispute in this regard as the defendant himself chooses to apply under the same class. The defence that they have been dealing with takaful business would not turn much as it is being dealt with by the same classification. Where may not be any doubt that the takaful business may not be of conventional insurance but the question arises as to why a proprietary right for a registered mark could be allowed to infringe by the defendant who provide services of the same class i.e. class 36 which may, cause confusion in the mind of the customers. Another answer to a question that the plaintiff is dealing with life insurance policies whereas defendant is not, the word "Amaan Plan" of the plaintiff has gained so much popularity that the customers who may wish to have other policies of the plaintiff could be deceived by the mark of the defendant as they would presume that the plaintiff has also started dealing with other kinds of policies. The provisions of section 40 of, the Ordinance are thus clear insofar as the entitlement of the plaintiff is concerned. The defendant has not shown any reason plausible at law as to why they have chosen an invented word of the plaintiff which has gained popularity since 2007 which is not denied by the defendant. Considering the background of the plaintiff's business, it seems that the adoption of the same trademark which is phonetically and visually similar and there is likelihood that it would create confusion and deception to the Customers of such class. There is no specific provision available in the Trademark Ordinance for the registration of service mark as takaful service. The license obtained from SECP for takaful service does not meant for the infringement of the plaintiff's registered mark nor does it allow the defendant to act in such manner. In my view the defendants have failed to justify bona fide adoption of the word, "Amaan Plan" and/or "Amaan" as they may have other choices instead of plaintiff's registered mark which has already gained popularity and enjoying a goodwill in the market, hence I am of the view that the plaintiff has presented a prima facie ctse, balance of inconvenience is also in their favour and they would suffer irreparable loss unless the application is allowed as prayed. Accordingly the application is allowed. SL/J-12/Sindh Application allowed.