2025 PLP 1517 (CLD)
HABIB METROPOLITAN BANK PAKISTAN LIMITED through authorized signatory — Appellant Versus PRESIDING OFFICER DISTRICT CONSUMER COURT SIALKOT and others — Respondents
| Citation | 2025 PLP 1517 (CLD) |
| Forum / Court | Lahore |
| Bench Members | N/A |
| Parties | HABIB METROPOLITAN BANK PAKISTAN LIMITED through authorized signatory — Appellant Versus PRESIDING OFFICER DISTRICT CONSUMER COURT SIALKOT and others — Respondents |
| Primary Law | Punjab Consumer Protection Act (II of 2005) |
Q1: What are the key laws and sections cited in 2025 PLP 1517 (CLD)?
This judgment primarily cites: Punjab Consumer Protection Act (II of 2005) as referenced in Pakistani case law index.
Q2: Which judicial bench decided the case 2025 PLP 1517 (CLD)?
The case was heard and decided by the Lahore bench comprising: N/A.
Q3: What is the official citation format for this judgment on Pakistan Law Portal?
Cite this legal precedent as: 2025 PLP 1517 (CLD) (HABIB METROPOLITAN BANK PAKISTAN LIMITED through authorized signatory — Appellant Versus PRESIDING OFFICER DISTRICT CONSUMER COURT SIALKOT and others — Respondents). Read the full summary and cross-referenced laws free on Pakistan Law Portal.
Laws Cited
Headnotes / Summary
S.31(g)
Powers of Consumer Court to award lawyers' fee incurred in pre-remand proceedings before the superior courts
Scope
Granting of lawyer's fee by the Consumer Court incurred in pre-remand proceedings before the superior court would amount to exceeding its jurisdiction and mandate of S. 31(g) of the Punjab Consumer Protection Act, 2005
Facts in brevity were that respondent No.2 (consumer) filed a complaint before the Consumer Court against the appellant bank (service provider), alleging defective and sub-standard services regarding an ATM machine and a debit card issued by the bank
The Consumer Court initially returned the complaint for want of jurisdiction, however, the Supreme Court of Pakistan subsequently confirmed the Consumer Court's jurisdiction and directed it to decide the case
Upon remand, the Consumer Court partially accepted the complaint and awarded (i) Rs. 1,500 for the cost of the debit card; (ii) Rs. 50,000 as compensation for non-utilization of the ATM Card; (iii) Rs. 15,000 as litigation charges; (iv) Rs. 100,000 and Rs. 500,000 as lawyers' fees for proceedings before the High Court and the Supreme Court of Pakistan, respectively
The bank filed the present appeal choosing not to press the challenge to the amounts awarded under the first three heads and solely contested the award of lawyers' fees related to the proceedings before the High Court and the Supreme Court
Pivotal question for determination before the High Court was as to "whether the Consumer Court, under S. 31(g) of the Punjab Consumer Protection Act, 2005 (the "Act 2005"), had jurisdiction to award lawyers' fees incurred by a litigant in pre-remand proceedings before superior courts, in addition to costs related to proceedings before the Consumer Court itself"
Held: Awarding lawyers' fee by the Consumer Court to respondent No.2 (consumer) incurred by him to plead his case before the High Court as well as the Supreme Court of Pakistan amounted to exceeding its jurisdiction and stepping into the jurisdiction of superior courts as it was an admitted fact that the Supreme Court of Pakistan had not allowed civil petition filed by respondent No.2 with costs
Awarding fee of lawyers who pleaded the case of respondent No.2 before the High Court as well as the Supreme Court of Pakistan amounted to altering and modifying the judgment of the Supreme Court of Pakistan which was not covered under S. 31(g) of the Act, 2005
Consumer Court could exercise jurisdiction only to its own extent qua complaints filed before it
Consumer Court, being a subordinate court, could only determine the actual costs of litigation incurred by a litigant in relation to the proceedings pending before it and not the costs incurred during the proceedings before another court, such as the High Court or the Supreme Court of Pakistan
Impugned judgment was set aside to the extent of grant of lawyers' fee to respondent No.2 (consumer) incurred by him before the High Court as well as the Supreme Court of Pakistan
Appeal was partly allowed, in circumstances.
Judgment & Decree
MALIK WAQAR HAIDER AWAN, J.
Through this appeal, appellant has challenged the validity of judgment dated 12.12.2023 passed by the learned Presiding Officer, District Consumer Court, Sialkot (hereinafter called "Consumer Court") whereby the Consumer Court partially accepted the complaint under Section 25 of the Punjab Consumer Protection Act, 2005 (hereinafter referred to as "Act") filed by respondent No.2 and awarded a sum of Rs. 666,500/- to him in the following terms:- (a) The price/charges of Rs. 1500/- paid by respondent No.2 with regard to the availing of services from appellant for issuance of new Debit Card. (b) A sum of Rs. 50,000/- as compensation on the basis of lack of benefit of non-utilization of the ATM Card. (c) A sum of Rs. 15,000/- as litigation charges to be paid by appellant to respondent No. 2. (d) An amount of Rs. 100,000/- and Rs. 500,000/- as lawyers' fee incurred by respondent No.2 for the trial of appeal before this Court as well as the Supreme Court of Pakistan.
2. Tersely, respondent No.2 filed a complaint for damages before the Consumer Court against appellant/Bank due to sub-standard and defective services of appellant in respect of ATM Machine and Debit Card issued by it. Appellant contested the complaint and took a plea that the Consumer Court lacks jurisdiction. Plea of appellant was accepted and complaint was returned for its presentation before the competent forum vide order dated 02.03.2022. Respondent No.2 challenged the said order before this Court but failed and finally, the Supreme Court of Pakistan declared that the Consumer Court got the jurisdiction to adjudicate upon the matter and directed the Consumer Court to decide the complaint preferably within 03 months. After remand, the Consumer Court partially accepted the complaint in the above-mentioned terms. Hence this appeal.
3. At the very outset of hearing, learned counsel for appellant states that appellant does not press this appeal to the extent of relief granted to respondent No.2 mentioned in the preceding paragraph at Serials Nos. (a), (b) and (c) and only disputes the lawyers' fee mentioned at Serial No. (d).
4. In view of the above, this appeal is disposed of as not pressed to the extent of claims mentioned at Serials Nos.(a), (b) and (c) hereinabove.
5. Learned counsel for the appellant contends that fee of the opposite counsel could not be imposed upon the appellant to the extent of this Court as well as the Supreme Court of Pakistan and consequences thereof are to be borne by the parties. Adds that the relief which had not been sought was granted erroneously.
6. Arguments heard. Record perused.
7. The pivotal question involved in this appeal is whether fee of lawyers who pleaded the case of respondent No.2 before this Court as well as the Supreme Court of Pakistan falls in the ambit of Section 31(g) of the Act. The interlinked question of law involved in this appeal is whether the Consumer Court can award the costs/expenses incurred by a litigant to prosecute litigation before other forums, especially when other forums have not granted the same.
8. To delve into the controversy, it is apt to examine Section 31(g) of the Act which is reproduced below for ready reference:- Order of Consumer Court- If, after the proceedings conducted under this Act, the Consumer Court is satisfied that the products complained against suffer from any of the defects specified in the claim or that any or all of the allegations contained in the claim about the services provided are true, it shall issue an order to the defendant directing him to take one or more of the following actions, namely:- (a)
(b)
(c)
(d)
(e)
(f)
(g) To award actual costs including lawyers' fees incurred on the legal proceedings. (h)
(i)
(j)
(k)
9. To my mind, awarding lawyers' fee by the Consumer Court to respondent No.2 incurred by him to plead his case before this Court as well as the Supreme Court of Pakistan amounts to exceeding its jurisdiction and stepping into the jurisdiction of Superior Courts as it is an admitted fact that the Supreme Court of Pakistan has not allowed Civil Petition filed by respondent No.2 with costs. Awarding fee of lawyers who pleaded the case of respondent No.2 before this Court as well as the Supreme Court of Pakistan amounts to altering and modifying the judgment of the Supreme Court of Pakistan which is not covered under Section 31(g) of the Act. The Consumer Court can exercise jurisdiction only to its own extent qua complaints filed before it.
10. It would be significant to elaborate the term "actual costs" mentioned in Section 31(g) of the Act. I am of the considered view that the Consumer Court, being a subordinate court, can only determine the actual costs of litigation incurred by a litigant in relation to the proceedings pending before it and not the costs incurred to the proceedings before another court, such as this Court or the Supreme Court of Pakistan.
11. In view of the above, this appeal is partly allowed and the impugned judgment is set aside to the extent of grant of lawyers' fee to respondent No.2 incurred by him before this Court as well as the Supreme Court of Pakistan as mentioned at Sr. No.(d) in paragraph No.1 of this judgment. UN/H-5/L Order accordingly.